I’m frequently asked which credit card I recommend for the cashback benefits, and my answer is always Discover. I’ve been a Discover card customer for nearly ten years now and I’ve been able to earn thousands of dollars in cashback money by putting most of my purchases through them.
I love that they have a bunch of different card options, depending on what your spending habits are. I have the Discover More card that gives me 5% Cashback Bonus in categories that change throughout the year. Some of the catagories that we’ve seen during the past year include things like gas, restaurants, department stores and more. I was pleasantly surprised today to find out that they are giving us 2% cashback on grocery store purchases made September 1st through the 4th. I guess I know when I’ll be doing my shopping next week. 🙂
I also want to add that I am very disciplined on paying 100% of the balance on my card every month. I do not recommend having a credit card if you are not able to do this and it is only going to cause temptation for spending.
Your Turn: Do you use a credit card in your household or are you all cash family/individual? If you use a cashback program, how do you like it?